Mercury Insurance Group is a specialty insurance provider that offers affordable rates for auto insurance for the higher than normal risk group in California and 12 other states. It is the 13th largest auto insurer in the United States. Mercury Insurance is a popular choice in California because it offers affordable premiums and discounts for drivers who may have difficulties finding affordable insurance elsewhere. The company has mixed reviews in regard to their claims processing and customer service. Although Mercury is known to offer affordable rates, rates will vary based on a driver’s record and other factors. Their auto insurance can be a viable option for drivers in California who might have had a recent increase in their premiums and are looking for something more affordable.