LA Auto Insurance ReviewMonday, 09 December 2013 18:12
LA Insurance is an independent insurance agency that sells a wide range of insurance products at over 200 retail locations throughout the United States. The company sells high risk and standard coverage options through its insurance partners and offers features like low down payments and the ability to compare rates from their insurance partners. Like other independent insurance agencies, LA Insurance does not underwrite their insurance, but they can provide customers with the ability to view different rates. Few reviews are posted online about the company so little is known about their business practices, however the few reviews that have been posted have mentioned some negative experiences with customer support and other problems.
Company Background Information
LA Insurance was founded by Anthony Yousif in February of 1992 after he began selling insurance as a Titan agent. He recruited his brother and friends to open a chain of stores, which became the largest chain in the state of Michigan for independent insurance agencies. Further stores were opened up in the states of California, Colorado, Arizona, Nevada, North Carolina, Georgia and Florida. The company is known for being a retail walk in agency where interested customers can get rates from multiple providers, and rates can be compared. LA Insurance sells auto insurance to both high risk and standard drivers through its partner companies including Titan Insurance, Progressive and Bristol West.
Pros of LA Auto Insurance
- Offers multiple auto coverage options
- May offer affordable rates and low down payments
Cons of LA Auto Insurance
- Some negative reviews online
LA Insurance does not list any particular available discounts on its website, so interested customers would need to call them to get more information. It is likely that LA Insurance is able to offer many of the standard discounts available to customers through its insurance partners.
Types of Insurance Offered
LA Insurance offers a variety of different types of insurance including home, auto, mobile home, renters, motor home, boat, motorcycle, jet ski, ATV and most recently started offering health insurance. The company offers the standard insurance options and offers minimum liability coverage in the states where it sells insurance. The following auto insurance coverage options are offered:
- Property damage liability – covers damage to any third parties
- Medical payments – for the car owner and passengers who are injured in an accident
- Physical damage – covers vehicle damage
- Bodily injury liability – covers injury to other people in an accident
- Collision and comprehensive coverage options
A wide variety of boat coverage options are available as well.
The LA Insurance website is fairly basic without much information about the coverage options that it offers. There is a basic section about the company background as well as a list of the company’s over 200 locations throughout the U.S.
There are not many customer reviews of LA Insurance online. The few reviews of the company had a few negative experiences with customer support. There were reported difficulties reaching customer support representatives and a few other various issues.
It is hard to recommend LA Insurance due to the lack of information about the company online. There are many different independent insurance agencies that are similar to LA Insurance, and some of these agencies tack on additional service fees and other costs to their policies. Those who are looking for auto insurance from an independent insurance agency like LA would probably do better by shopping on their own and trying to find the lowest rate from several different insurance providers. If you are interested in auto insurance now, you can enter your zip code on this page and get rates from multiple insurance providers.
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California, Nevada, Arizona, Colorado, Texas, Michigan, Pennsylvania, North Carolina, Georgia, Florida