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Ensure Auto Insurance Review

Monday, 16 December 2013 13:52

Ensure Auto Insurance offers insurance to the state of Minnesota and has offices in four locations in the state. The company is an independent agency that sells insurance through its group of insurance partners. Several different types of insurance are offered including auto and personal lines, commercial lines, and aviation lines. Ensure offers several different aviation insurance products which is a unique feature of the company, and it is a family owned business that specializes in the local Minnesota market. Due to the smaller size of the company there are relatively few reviews of the company online.

Company Background Information

Ensure Auto Insurance is headquartered in Hastings, Minnesota and was founded in 1989 by Al Johnson. It is a family owned business that began specializing in auto insurance for vehicle dealers and branched out to consumer sales. The company started with offering workers compensation insurance for the Minnesota Automobile Dealers Association. The company sells its insurance through a network of local agents and added more locations in Minnesota recently. Ensure is an independent agency that sells auto insurance through its numerous affiliated companies. Likely due to the company’s small size, it has not been rated by A.M. Best for financial stability or by J.D. Power for customer service.

Pros of Ensure Auto Insurance

  • Offers multiple types of insurance

Cons of Ensure Auto Insurance

  • Small company with a limited geographical range
  • Does not sell insurance directly but through partners
  • Few independent reviews due to a small company size


It is not clear from the website which discounts are offered by Ensure, but interested customers can find out more information about discounts by calling them. The website only mentions that Ensure represents several A.M. Best rated insurance companies, and each company may have their own set of unique discounts.

Types of Insurance Offered

Ensure offers the following types of insurance through its insurance partners:

  • Commercial – property, liability, automobile, group health, garage, workers compensation, business owners policy, E&O, D&O
  • Personal – homeowners, umbrella, boat, auto, motorcycle, RV, ATV, collector vehicle, health and life
  • Aviation – airport, flight school, hanger, business, pleasure, industrial aid, commercial use

Ensure is able to compare rates from multiple providers directly, which is useful for insurance shoppers looking to find the most affordable premiums.


The website is very minimal with a basic About section and some details about the company background. Interested buyers can get contact information for Ensure’s agents from the site. The website allows auto dealers to retrieve forms for workers compensation quotes and has a contact us form where interested customers can send them an email. Website visitors can also get phone numbers to retrieve a quote by phone.

Customer Reviews

We could not find any customers reviews of Ensure auto insurance online, most likely due to the company’s small size. As the company gains more of a customer base it is more likely that reviews will be posted.



Ensure auto insurance may be a good option for auto insurance shoppers in the state of Minnesota who want to compare rates with multiple providers and save money. Ensure also sells a wide range of insurance products and is likely to be able to find discounts for purchasing multiple policies with them and other discounts. Although there is very little information about the company and its business practices online, interested customers might speak to an agent to see what kind of rates they can find for auto insurance or other insurance products. You can also get free auto insurance quotes on this page by entering your zip code now if you happen to be looking for auto insurance.

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