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GuideOne Auto Insurance Review

Sunday, 15 December 2013 03:47

GuideOne auto insurance is sold by GuideOne Insurance, a niche insurance company. The company provides some unique benefits and discounts to church members and non-drinkers, and may be able to offer rates that are more competitive than some of the major auto insurance companies for these drivers. GuideOne is known for its strong financial stability and for its unique products which are tailored to the needs of church employees and members. There is relatively little information about the company’s auto insurance customer service, however it has received awards from the BBB for business integrity.

Company Background Information

GuideOne Insurance a specialty market insurance provider that is based out of West Des Moines, Iowa and is one of the largest church insurance companies in the United States. GuideOne also sells several other insurance products including life, home, auto, umbrella and more. The company was founded in 1947 by William N. Plymat with the idea of starting an insurance company for non-drinkers that would be less expensive than other companies, and the company was licensed to operate in the state of Iowa that same year.

In 1948 the company began offering motorcycle insurance. In 2011, it was named as one of Ward’s Top 50 Performing Insurance Companies, and it also received the award in 2012 and 2013. GuideOne has a surplus of over $500 million at the moment. The company received an “A” rating from A.M. Best in its most recent financial survey, and received the Integrity Award from the Iowa Better Business Bureau in 1999.

Pros of Guide One Auto Insurance

  • Several unique benefits for its customers
  • Reduced premium costs and several discounts
  • A financially secure company with a large surplus

Cons of Guide One Auto Insurance

  • Does not offer some coverage in certain states

Discounts

GuideOne offers some unique discounts that cannot be found at other insurance providers including:

  • Discounts on auto insurance for non-drinkers
  • Discounts for pastors and seminary students
  • Good student discounts for students with a “B” or higher average
  • Homeowners discounts
  • New customer discount of up to 5%
  • Multiple vehicle discount
  • Mature driver discount
  • Loyalty discount
  • Claim free discount
  • And more

Types of Insurance Offered

GuideOne offers the main types of coverage options including liability, income protection, collision, physical damage, comprehensive, and uninsured motorist coverage. Physical damage covers damage from theft, fire, natural disasters, and other types of damage. Supplementary coverage can be purchased for towing and roadside assistance, transportation expenses, and death and disability. The FaithGuard plan offers unique features for church members such as deductible waivers for accidents to and from church among others.

Website

The GuideOne website is nicely designed and has a good amount of information about the company’s auto insurance products. More detailed information about auto insurance products for each particular state can be found by speaking with one of the company’s agents, as state coverage and discounts vary. Customers can log into the website to access their policy and find a local GuideOne agent from the site.

Customer Reviews

There are few reviews of GuideOne auto insurance online, most likely due to the fact that it is not one of the major auto insurance companies in the United States, and that it is a specialty insurance provider that focuses primarily on church insurance services.

GuideOne

Recommendations

GuideOne auto insurance may be a good choice for current customers of GuideOne who may be eligible for some of the unique benefits and savings that are available to church members or other GuideOne customers. Insurance shoppers should compare their rates with other providers, and if you are shopping for auto insurance now you can get rates from several providers by entering your zip code on this page.

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Company Information
Sales Phone 877-448-4331
Website
http://www.guideone.com
Market Share N/A
AM Best Score A
JD Power Rating N/A
Coverage
All 50 states